Details of the recently reported new loan scheme have been released as follows.
Basic details
The Bounce Back Loan scheme will help small and medium-sized businesses to borrow between £2,000 and £50,000.
The government will guarantee 100% of the loan and there won’t be any fees or interest to pay for the first 12 months.
Loan terms will […]
Just to be clear-
1 – The grant you will claim will comprise of three parts –
80% of appropriate GROSS pay
Employers National Insurance on furloughed pay
Auto enrolment pension contributions on furloughed pay
2 – The furloughed pay is subject to PAYE and NIC, like normal pay and you will pay your furloughed staff […]
Scheme extended
The government have just announced that the scheme originally intended to be in place for 3 months March to May has been extended to 30 June.
Claim portal now open
This is now available from today and we have started to make the claims for furlough grants on behalf of the clients that we operate […]
Here are some updates and reminders on the above scheme.
Getting ready to make your first furlough grant claim
The online service we will all use to claim is not available yet. HMRC expect it to be available by 20th April.
If Bayliss Ware operate your payroll, rest assured we are gearing up to make the first […]
Many small companies are run by just one or two directors and have no other employees. What government financial support is available to director/shareholders during the coronavirus crisis?
A director or company officer is an employee for PAYE purposes, so a director cannot claim the COVID-19 Grant for the self-employed by virtue of holding […]
Sole directors and the Coronavirus Job Retention Scheme
There are over a million sole director/shareholder owner-managed limited companies in the UK who don’t qualify as self-employed individuals (although they will complete an income tax self assessment return). Typically, they take some remuneration through PAYE by way of salary, usually at a level just above the […]
The awaited detail of how the scheme will work has been released by the government. We set out the further appropriate detail to update our earlier newsletter on the subject.
When will the grants be available?
We expect the scheme to be up and running by the end of April. Hopefully this will coincide with the […]
Self-employment Income Support Scheme
The Self-employment Income Support Scheme (SEISS) will support self-employed individuals (including members of partnerships) who have lost income due to coronavirus (COVID-19).
This scheme will allow you to claim a taxable grant worth 80% of your trading profits up to a maximum of £2,500 per month for the next 3 months. This […]
We set out current known facts concerning the potential furloughing of staff during the outbreak, with some practical advice
Here is what the government are currently saying:
Support for businesses through the Coronavirus Job Retention Scheme
Under the Coronavirus Job Retention Scheme, all UK employers will be able to access support to continue paying part of their […]
This is an important note for any VAT registered businesses that wish to take advantage of the government offer not to pay their VAT falling due in the period 20 March 2020 to 30 June 2020.
If you choose to do that but pay by direct debit, HMRC have said that you need to cancel […]
We set out the current and updated package of measures introduced by the government to support businesses through the crisis.
A summary of these is as follows.
a Coronavirus Job Retention Scheme
deferring VAT and Income Tax payments
a Statutory Sick Pay relief package for SMEs
a 12-month business rates holiday for all retail, hospitality, […]
LATEST PACKAGE OF SUPPORT FROM THE GOVERNMENT FOR BUSINESSES
The government has unveiled a £350 billion package of financial measures to shore up the economy against the coronavirus impact.
The Chancellor said –
“That means any business who needs access to cash to pay their rent, their salaries, suppliers or purchase stock will be able to access […]
In line with government advice regarding the Coronavirus outbreak, we have taken the decision to work from home from Wednesday 18 March until further notice. Therefore, from then we will not be available in the office for visitors.
Beyond that it will be business as usual. We would like to reassure you that we have […]
BUDGET SUMMARY – MARCH 2020
Here are the points arising in the budget that we would like to draw to your attention. Our full budget report will be available in the coming days.
Entrepreneurs Relief
It was widely reported that this valuable relief might be abolished. It was claimable on appropriate lifetime gains up to £10 million. […]
Government Announcement
The government announced a package of measures in the budget to support businesses through the coronavirus crisis. The Chancellor recognised that many businesses will be affected by an interruption in trading and loss of staff due to illness or self-isolation. We would summarise the measures as follows –
Statutory Sick Pay
This is currently paid […]
Here are some particular points we want to highlight to you from the post election budget. Further detail can be found in our budget summary.
Change to tax on dividends
In a surprise announcement, the Chancellor has said that from 6 April 2016, dividends will be taxed at a higher level than currently. This is potentially […]
Please access our full Budget report Here
We set out below some highlights. Please read the detail of these and other subjects in the full budget report.
No tax returns, digital tax accounts instead?
The chancellor announced a significant change whereby tax returns as such will not be required in the future from small businesses and individuals. […]
Understanding these can assist communication channels immensely as human beings process information by using the five senses of seeing, hearing, feeling, smelling and tasting. These allow the mind to code and understand what is happening. Some will be more developed or favoured than the others and it is these preferred senses that will be […]
Click here to see our Pre-tax year end planning fact sheet.
We are well into the second half of this season with about 7-8 games to go.
After a poor end to 2014, and string of wins since Christmas the ladies find themselves back up into 2nd place.
Aldershot and Farnham 2 – 3 Winchester Win
New Forest 1 – 7 Winchester Win
Alton 2 – 3 Winchester Win
Hamble […]
Part 2 of 2: A fortnight ago we started off by discussing the first 5 parts of mistakes so commonly made in managing the tasks we have in the time to achieve them. How we manage the task is what is imperative. Time continues regardless and there are always 60 minutes in an hour, […]
With so many demands on our valuable time, Coaching to Success thought it wise to share their hit list of 9 Slipups people often make when it comes to managing what they have to do in the time available!
And to insure that you have the time to follow these steps through and give them […]
On Wednesday 3 December, the Chancellor presented his autumn statement, some selected highlights of which we want to bring to your attention.
Countering tax anti-avoidance
We can all perfectly legally organise our tax affairs to minimise taxation within the rules and we advise our clients in this area as a regular part of our work.
However the […]
I was recently fortunate enough to watch Chris Packham displaying his photography while presenting his passion for saving wildlife around the world.
PresentationHis fervour was evident through his deliverance which then got me thinking about how, as businesses people, we frequently have to do presentations. Although I now have no worry of standing up in […]
So where do you get your inspiration from? Who in your team(s) shows that spark to become a great leader? And how are you stopping them from doing this? Yes, you read that correctly as I too have been guilty of that.
As a director, I had a team member who really wasn’t pulling their […]
Changes to Employment Law effective as of 1 October 2014
There are a number of legal changes which came into effect from 1 October 2014, which employers must be aware of. These are as follows:
Fathers’ right to time off for antenatal appointments
From 1 October 2014, the Children and Families Act allows fathers-to -be and […]
We are aware that there is a new bogus email which is phishing scam aimed at taxpayers. The email which is supposed to come from HMRC states that the recipient is no longer eligible to receive a tax return and needs to sign up with their current details to get back into the system.
It […]
Great news for SMEs!
If your business struggles with internet connection speed, a new Government voucher scheme is provides vouchers (grants) for super-fast broadband installation.
This can only be good news for those that are eligible, as businesses strive for greater efficiency and getting closer to customers/clients.
Use the post code checker here to see if […]
If your not aware we are proud sponsors of the Winchester Ladies Hockey Club.
Last week they played Hamble away and to our delight won 2-1 after a fierce battle.
If you remember us reporting the ladies we got in to the National Vase final in Nottingham last year. We’ll this month the competition started […]
Last Sunday saw Team Kyudokan’s first squad trials – and they were a fantastic success. Congratulations to everyone involved.
The trials were led by Team Coach Dan Fyfe and supported by Sensei Perry Bayliss who did an amazing job coaching students on all aspects of competition fighting.
Everyone said it was a fun (but very exhausting!) […]
One of our clients, Richard of RICHARD CHASE EVENTS was asked if he minded looking after a band for free for a day. It was only The Foo Fighters who were in the UK to perform at the Invictus Games closing party!
He spent the day in their inner circle, watching them rehearse & prepare […]
A dying man’s terminal illness is not an excuse for paying his tax late, according to a tribunal.
Matthew Roper was diagnosed with a terminal brain tumour, following a collapse in July 2011. He did not pay tax due on the 31 January 2012 deadline and received three penalties.
Mr Roper appealed against the […]
The Child Benefit is a valuable tax-free gift from the Government.
The benefit is withdrawn for high earners via the above charge on the tax return.
Unless you have chosen not to receive it, the charge applies where one parent has income over £50,000, with the benefit being completely lost for those earning £60,000.
Our clients’ […]
Last month we referred you to our helpful guide to VAT: “Common Pitfalls”.
On the same theme, following a European Court case in May 2013, HMRC can refuse a claim for VAT on a purchase invoice that is incomplete.
Worryingly, this applies even if you obtain the missing information at a later date.
They […]
One of our clients paid us a visit recently with a small pet carrier.
We couldn’t resist peeking in and we found a SKUNK!
Apparently they are the “new thing” in pets.
His name was Squirt but fortunately for the office, he didn’t whilst he was with us!
None of us are! And at some point we have to start considering that taboo subject of potential inheritance Tax liability on our estates.
Very broadly speaking, there is nil rate band on net value up to £325,000 per person. The rate thereafter is 40%.
A married couple can expect to automatically share twice that limit, […]
RTI has been with us for a while now. Interest charges already apply and penalties are on their way.
Interest
Employers who pay their PAYE deductions late are subject to a new, automatic, interest-charging regime. Interest is added automatically to the employer’s tax account. It is now possible to set up access to your HMRC individual […]
From 1 April 2015 the small profits rate will be unified with the main rate, so there will be only one Corporation Tax rate for non-ring fence profits – set at 20%.
The disappearance of the marginal rate of Corporation Tax will mean that if there is a commercial logic for separating business activities into […]
The ladies at our sponsored hockey team beat Yateley 1-0 last week in the Hampshire Cup semi finals. This means they are off to meet the Trojans at Haslmere on the 5th of May. We wish you all the luck in the world ladies!
What a great achievement!
We are pleased to announce RG Racing and Bayliss Ware have partnered up to support each others business activities.
RG Racing is a small family run race team that is currently involved in F1, F3000, F3, Formula Renault, Formula Ford, European Touring Cars, BTCC, DTM, World Sidecar’s, Motocross, Superbike’s, ERC / International Rallying and […]
Andrew Matheson has been a client since 1996. Andrew is a local optometrist whose practices Matheson Optometrists are located in Hampshire, along with a group of other UK Eyecare professionals, collectively known as Returning Vision, visited Malawi this summer.
During 5 days of intensive eye examinations, over 2000 people were tested. For many Malawi […]
Here’s the girls of Winchester Hockey Club’s Ladies First Team Hockey Club who we have been sponsoring since October 2013. We’d like to congratulate them in finishing second in the league
The Government will amend existing legislation to prevent employment intermediaries being used to avoid employment taxes by disguising employment as self-employment.
The Government will consult on strengthening existing legislation to ensure the correct amount of tax and NIC are paid where the worker is, in effect, employed. The legislation will be amended with effect from […]
The current rates of CGT are 18% to the extent that any income tax basic rate band is available and 28% thereafter.
The rate for disposals qualifying for Entrepreneurs’ Relief is 10% with a lifetime limit of £10 million for each individual.
CGT annual exemption
The CGT annual exemption is £10,900 for 2013/14 and will be increased […]
Note from the Autumn Statement : From April 2015 the Government will abolish employer NIC for those under the age of 21.
This exemption will not apply to those earning more than the Upper Earnings Limit, which is £42,285 per annum for 2015/16. Employer NIC will be liable as normal beyond this limit.
Autumn Statement : The Government will amend existing legislation to prevent employment intermediaries being used to avoid employment taxes by disguising employment as self-employment.
The Government will consult on strengthening existing legislation to ensure the correct amount of tax and NIC are paid where the worker is, in effect, employed. The legislation will be amended […]
As part of the Autumn Statement it was announced there would be new anti-avoidance measures introduced which will affect partnerships, including LLPs.
The measures apply where the partners or members include both individuals and non-individuals (mixed membership partnerships).
Most commonly the non-individuals will be company members of the partnership. There will be two areas potentially affected:
where […]
Part of the Autumn Statement was about the Community Amateur Sports Club (CASC) scheme.
This provides a number of tax reliefs, similar to those available to charities, to support amateur sports clubs. For example an individual can make a donation to a CASC as Gift Aid.
The Finance Bill 2014 will include provisions to extend corporate […]
In October the Government announced that from April 2015 married couples and civil partners may be eligible for a new Transferable Tax Allowance.
The Transferable Tax Allowance will enable spouses and civil partners to transfer a fixed amount of their personal allowance to their spouse.
The option to transfer will be available to couples where neither […]
2013 Autumn Statement
On Thursday 5 December the Office for Budget Responsibility (OBR) published its updated forecast for the UK economy.
Chancellor George Osborne responded to that forecast in a statement to the House of Commons later on that day.
In the period since the Budget in March a number of consultation papers and discussion documents have […]
With HMRC’s Real Time Information (RTI) reporting now in full swing we have had a few queries from clients as to when to submit an Employer Payment Summary (EPS).
You only have to submit an EPS if the amount you are paying to HMRC is different from what they are expecting, due to SSP, SMP, […]
You may have seen in the media that The Bank of England has upgraded its economic growth forecast and said that inflation should fall faster than previously predicted., which brings with it a much needed glimmer of hope to UK businesses. The UK economy returned to meagre – but better than forecast – growth […]
The wind may have been blowing, but the rain held off, and we all had a great day at Castle Coombe in Wiltshire. It was Ben’s third race of the season, and he earned a very respectable 4th on the day. It was great to see Ben in action, and we all came away […]
Solent Local Enterprise Partnership – Bridging the Gap Funding – is a remarkable new initiative to help new start ups and growth businesses in Portsmouth, Gosport and Havant areas.
The Partnership has just announced its now taking applications from SME´s to apply for grants of between £5,000 and £50,000. This funding forms part of […]
It´s come to our attention that there is a widespread phishing scam that you may have seen or may receive as it´s doing the rounds of emails in the UK.
The emails appear to be from HM Revenue & Customs advising recipients that they have a tax refund waiting to be paid. There is an […]
As superkarts and super starts go, we’re delighted to be part of both in our sponsorship of driver Ben Willshire.
On a snow swept Darley Moor race track last week he opened his 2013 National Superkart campaign 10th on the grid from 23 starters after qualification.
His Bayliss Ware sponsored Superkart was up against not just […]
It’s always great to be invited to something a little special and Perry and Dennis were lucky enough to be the guests of Barclays Bank recently at the League Managers Association dinner.
Held at the Ageas Rosebowl, the evening’s speakers were soccer legends Glen Hoddle and Steve Coppell. They entertained diners with some fantastic stories […]
You wouldn’t be the first person to get to the start of the new tax year and ask us what tax records you need to keep?
We have the simple answers below but it’s quite a confusing area so if you are in any doubt, please drop us and email and we will confirm what […]
We may still be waiting on Spring to arrive but luckily our baby arrivals were perfectly on time. We are excited to let you about these two new bundles of joy for Matt and Dennis Junior, named Cora Rose Hills and Jenson Denny Ware.
Both dads are both back in the office – slightly worse […]
As we mentioned in our last newsletter, our new client Brad ‘One Punch’ Pickett, had his first fight of the year on 6th April. Did any of you watch it? If not then it was exceptionally good news on the night. Not only did Brad win his fight, he was also awarded ‘Fight of […]
The start of the new tax year just a few weeks ago also meant the start of the Real Time Information (RTI) reporting required We’ve provided advice previously for our clients on this new scheme which now requires payroll information to be notified to HMRC at or before the point that staff are paid.
If […]
It’s still not great news for small businesses looking for loans.
Despite drawing £13.8bn from the government’s Funding for Lending scheme, banks and building societies have still cut loans to businesses and households by nearly £2bn in the first five months of the scheme’s operation.
The government is trying a number of approaches to try and […]
You may remember that we sponsored the world record breaking boat Sailrocket, Paul Larsen (Director and pilot of Sailrocket) was not content with breaking the world speed sailing record last year. Recently he took part in the ‘Shackleton Epic’ expedition. This incredibly tough expedition set out to re-trace the 800 nautical mile voyage to […]
HMRC recently launched a new campaign to target people who sold second homes without declaring any profits made to the taxman. The campaign is aimed at anyone selling property in the UK or abroad where capital gains tax should be paid. This usually applies to any property that is not your main place of […]
One of our newest clients is Brad ‘One Punch’ Pickett. Brad is a talented mixed martial arts fighter in the UFC. Bayliss Ware will be sponsoring his first fight of the year in Stockholm, Sweden. Keep an eye out on ESPN for the fight on 6 April as our logo will be appearing on […]
We are delighted to announce an exciting sponsorship deal we have just signed in the motor racing world, with Ben Willshire of RG Racing UK. We are pleased to be supporting Ben in his bid to win the 2013 BSA Superkart Championship – we’ll let you know how he’s getting on once the season […]
As mentioned in our previous summary of the Autumn Statement, the chancellor announced major changes to the Annual Investment Allowance (AIA) as of 1 January 2013. We now have put together a detailed factsheet on this, and how it will affect businesses. You can download a copy of the factsheet here and anyone wanting […]
There must be something in the water here at Bayliss Ware, with two babies due within 8 weeks of each other! Matt and Dennis (Junior)’s wives are expecting, in fact Matt’s baby should have arrived by the time you read this newsletter.
We wish them both luck and hope they are geared up for the […]
Some taxpayers who used Santander’s BillPay to pay their tax on 31 January were mistakenly charged twice. A technical glitch in Santander’s systems lead to the error that meant thousands of tax payers paid their self assessment tax twice.
HMRC have announced that they have already started paying back those who were affected, and that […]
Following a review by the FSA into interest rate swap agreements sold to small businesses, they found that 90% failed to meet regulatory requirements and that a significant proportion of customers should get compensation.
The banks have been accused of selling “absurdly complex products” by the Financial Services Authority. Following these findings a detailed review […]
Employers who make a payment to HM Revenue & Customs (HMRC) by one of these methods will need to amend the details of the HMRC account you pay into.
Bacs Direct Credit
Faster Payments by online/telephone banking
CHAPS
Payments will be made to a single bank account from April 2013. From month 01 of the 2013-14 tax year […]
Claims for mis-sold Payment Protection Insurance have been on going for some time now, with total payouts rising into the millions. However, complaints to the Financial Ombudsman Service in connection with this have been much higher than expected. Its total work load is expected to rise by as much as 45%, prompting them to […]
HMRC have announced that legislation will be introduced in the Finance Bill 2013 to put the rules which determine an individual’s tax residence on a statutory basis. The new statutory residence test will come into force from the start of the 2013/14 tax year.
The new legislation includes circumstances such as the situation where a […]
HMRC have announced the following statutory payment rates for 2013/14. These rates are still subject to Parliamentary approval and will be confirmed by HMRC before the start of the new tax year.
Statutory Maternity Pay (SMP)
£136.78 per week
Ordinary Statutory Paternity Pay (OSPP)
£136.78 per week
Additional Statutory Paternity Pay (ASPP)
£136.78 per week
Statutory Adoption Pay (SAP)
£136.78 per week
Statutory […]
It’s that time of year again! January 31st looms on the horizon and brings with it the deadline for filing Self Assessment Tax Returns online. While we are busy working away on those clients who have already provided information, it’s not too late to get information to us. If you still need to complete […]
Good news for 18-30 year olds who can now benefit from start up loans of up to £2,500 originally introduced by the Government in May 2012. Young entrepreneurs can now seek financial support to start their own businesses as the loans have been extended to this younger age group. Take up of these loans […]
With the season for office parties in full swing we thought it would be a good idea to remind you of the tax implications. The good news is that, unlike entertaining customers, the costs of entertaining employees are generally allowable against the profits of the business.
But what about the tax consequences for the employees […]
The social media site Twitter has failed to file its UK accounts with Companies House on time – meaning they have incurred late filing penalties. The company has yet to comment on its failure to file its accounts – but you can be assured that many others will be casting speculation, no doubt using […]
From 7 January 2013 new changes introduced mean that anyone earning over £50,000 will have to pay a tax charge on any Child Benefit they receive. There is a tax charge of 1% of the Child Benefit for each £100 of income between £50,000 and £60,000. The charge for taxpayers with income above £60,000 […]
Despite it feeling like the middle of winter, according to the Government December is the time for them to issue their Autumn Statement. The Chancellor announced a number of tax measures in addition to some of the more normal economic measures. We have a detailed summary available on our website that focuses on: changes […]
We would like to wish all our readers a very Merry Christmas and a Happy New Year. During the festive period our offices will be closed from 1pm on Christmas Eve and will re-open in the New Year on 2 January 2013.
It’s not OK! We see many businesses put off from applying for finance as they assume they will be turned down by banks. This is not necessarily the case. Similarly bank charges and merchant facility fees often go completely unchallenged. This apathy is not good for business and to counter it, we have an association with […]
The requirement to provide Real Time Information (RTI) to HMRC is looming large on the horizon. Don’t let it become a distraction and a headache. We can quote to take on your payroll processing to ensure that RTI is a simple affair and put simply, our fees are surprisingly affordable. Alternatively we can supply Sage Payroll Software to […]
We’re on cloud nine since embracing the cloud based bookkeeping software Xero and can see how it will benefit many of our clients. You can email invoices directly to customers (and add a link to be paid instantly!), capture expenses receipts via your mobile phone and much more. We recommend a move to the […]
HMRC will start targeting businesses across the country later this month as it rolls out a new “fresh approach” to Business Records Checks (BRC) visits. Businesses it believes may be at risk of keeping inadequate records will get a letter and a phone call. For the South East of England the programme is expected to […]
A new junior version of the Enterprise Investment Scheme launched in April 2012 gives great benefits to investors and those looking to develop their business. The Seed Enterprise Investment Scheme (SEIS) is expected to be available for five years, allows a 50% tax credit and CGT tax breaks. For further information download our Factsheet […]
Bayliss Ware are proud sponsors of the VESTAS Sailrocket 2 boat, a radical new craft that looks more like a plane than a boat, built at the VESTAS R+D facilities on the Isle of Wight. In September the team returned to Walvis Bay, Namibia to try out a new hydrofoil package they hope will help them achieve a […]
During the course of supporting our clients through VAT inspections over the years, we have gained a great working knowledge of common areas for VAT slip ups. In order to assist our clients we have prepared a help sheet to highlight some of these common mistakes. Have a look at the new help sheet available in our Online Resources section.
Read […]
Don’t get caught out – the National Minimum Wage (NMW) rates from 1 October 2012 are :
Adult NMW will increase from £6.08 to £6.19 an hour
Apprentice NMW will increase from £2.60 to £2.65 an hour
NMW remains the same for 16-17 year old (£3.68/hour) and 18 – 20 year olds (£4.98). If you have any queries on the NMW please do […]
From April 2013 the Government is introducing new requirements for payroll. Real Time Information (RTI) requires employers to report specific payroll information to HMRC at the time an employee is paid, not once a year as currently. We will be setting up new procedures in-house and sending more detailed information shortly on the likely […]
The Government’s introduced new reforms on workplace pensions. Whilst only affecting very large employers currently they will roll out to companies with 50-500 employees from January 2014 and 50 employees from January 2015. We will provide our clients with updates closer to implementation dates.
At Bayliss Ware we are always looking for ways to improve our service to you and to make all of our lives simpler.
We think we may have actually found the Holy Grail of bookkeeping software – Xero, and we want you to see how it can benefit you and your business.
If you would like […]
We get a lot of deliveries here but none were more eagerly awaited than the UPS delivery from New York Fashion House Psycho Bunny. Inside was a selection of 8 silk ties from the Psycho Bunny Range courtesy of long standing client fashion designer Robert Godley. So forget dress down days at Bayliss Ware […]
Our major charity event of 2012 will be in October when we’ll take part in the UK 5000 Spinathon at Virgin Active in Southampton, collectively spinning 5000 miles (the equivalent of the coastal roads of the UK) in just four days.
David Morris of the Kyudokan Goju Ryu Karate Association is the event organiser and […]
From next April Students who do holiday work will have income tax and national insurance deducted from their wages. The government is scrapping a student opt out/exemption (P38S) for Pay As You Earn (PAYE) from 6 April 2013.
Bad news for students and a new scenario for employers who must treat students in the same way […]
There’s little doubt that London 2012 was an incredible success and it certainly kept our ex-athlete clients busy with media engagements and our team busy attending various events. Perry saw the rowing, Matt the athletics, Dennis the tennis at Wimbledon and Olly joined the party atmosphere at the women’s beach volleyball!
Our client, Ubique Leisure […]
Olly Ward is leading our new initiative to achieve a maximum 6 week turn-around for completion of accounts for clients. The rest of the team are willing recruits in support of his programme of operations, which aim to deliver enhanced efficiency to all our clients.
If you are an SME who has had a credit application declined by a bank, it’s not necessarily the end of the road. An appeals process to challenge lending decisions has benefitted around 40% of businesses who reached a successful alternative lending agreement (BBA report). Only 2% of the 14% of applications declined for credit (loans, credit […]
We are delighted to announce that Dr Ros Martin will be joining the Bayliss Ware Team as Tax Associate. Ros is head of the tax school for one of The Big Four firms, has provided tax consultancy support to Bayliss Ware for a number of years and has gained a well deserved reputation as an entertaining tax […]
This long Jubilee weekend most people will be out relaxing in the sunshine with a drink, food, friends and possibly a little bunting...
